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TERMS &  CONDITIONS

1. PAYMENT:  Coaching - To receive our pay in full discount, payment must be made at the time of booking. Any discount offered will be held for a period of 24 hours, after which the full price will apply. Payment by instalment is available for some services, and the number of payments will vary depending on the programme you choose, a deposit is required, and all instalments must be paid before the final appointment.. Please discuss payment options with us.

Therapy - Payment must be made at least 48 hours prior to your appointment, or in cash at the start of your appointment.


2. COACHING APPOINTMENTS: We require a minimum of 48 hours' notice to re-arrange a coaching appointment.  If you fail to show up for an appointment without notice, we reserve the right to charge you for the full cost of the service.


Please note that we are closed at the weekend and on bank holidays, so the 48-hour requirement will need to be extended to take this into consideration where relevant.


3. THERAPY APPOINTMENTS: We require a minimum of 48 hours' notice to re-arrange or cancel a therapy appointment. If you fail to show up for an appointment without notice, we reserve the right to charge you for the full cost of the service.


Please note that we are closed at the weekend and on bank holidays, so the 48-hour requirement will need to be extended to take this into consideration where relevant.


4.   PAYMENT METHODS: Coaching - Bank transfer or we can provide you  with a link by us to make payment via our chosen service provider.  


Therapy - Bank transfer or cash. 


5. NON-REFUNDABLE: All payments are non-refundable unless otherwise stated in writing by us. If you are unhappy with the service provided, please contact us to discuss the matter.


6. ADMIN FEE: We reserve the right to charge an additional £25 admin fee for each time we have to chase payment beyond the agreed payment terms.


7. MAX OF ONCE A MONTH: We will not chase payments more than once a month, but we reserve the right to pass on any debt collection fees if payment is not received within a reasonable time frame.


By using our services, you agree to these terms and conditions. If you have any questions or concerns, please don't hesitate to contact us.


Full terms and conditions will be provided to you within your client contract.

LIFE MAGAZINE

The Small Print

Membership Based Magazine  

Terms and Conditions 1st September 2022 (These terms succeed any previous terms) 


1. Upon the completion of our website, the following will immediately apply.  Our website www.life-magazine.co.uk. Membership Based Business Website Terms and Conditions updated 1st January 2022. Use of this website provided by Life Magazine ("Us") by your business, officers and employees, ("You") and any service contained within constitutes acceptance of these Terms & Conditions. By using and/or submitting an order through the Website you signify your understanding of the following Terms and Conditions and of the Life Magazine Privacy Policy. If you do not agree to these Terms and Conditions or to the Privacy Policy, please discontinue using the Website immediately. 


2. Customer Use 

2.1 You should always check the contact information you provide is correct before creating a customer account or proceeding to payment. 2.2 Our website is only intended for use by adults, as defined as those aged 18 or over and who have sufficient capacity to enter into a binding agreement. 


3. Account Integrity 

3.1 As part of the registration process you will need to create an account and password in order to make payment through our website.  Payment is taken via PayPal, at present you do not need a PayPal account to make a payment, however we cannot accept any responsibility if PayPal changes this.  It is your responsibility to ensure that the information you provide is accurate and not misleading. You cannot create an account or username & password using the names and information of another person or using words that are the trademarks or the property of another party or vulgar, obscene or in any other way inappropriate. 

3.2 You are responsible for maintaining your own username and password via our website. You should ensure that you store your username and password securely and that the details required to access your customer account are not provided to another party. 

3.3 You are responsible for your customer account and any actions taken within it. If you are aware or suspect that your customer account username and password or other details have become known to a third party, you should inform us immediately. 


4. Product & Service Pricing 

4.1 We make every effort to ensure that the pricing displayed on our website is correct. However, if an error in the pricing of a product or service is found we reserve the right to either cancel your order or contact you to arrange payment of any extra sum due or refund any overpayment made by you (as applicable). 

4.2 We reserve the right to alter all product and service pricing without notice. 


5. Your Order 

5.1 When you place an order you will receive a confirmation. Your order constitutes an offer made to us to purchase a product or service. 

5.2 Your offer is only accepted by us once we have emailed you to confirm your login details and the product or service has been provided to you. 

5.3 Product or service items not included within your account email are not included in the order and contract between you and us. 

5.4 We reserve the right to delay or refuse orders where a transaction contains incomplete details or details that cannot be verified or where fraud is suspected. 

5.5 If we are unable to reasonably ascertain these details or resolve these issues a full refund will be issued through the payment systems used at the time of purchase. No other form of refund or credit will be offered nor will a refund be made to any third-party account. 


Membership Period 

6.1 After satisfactory payment of the membership fees you will receive a copy of your magazine on the 1st day of each month for the period of your membership. We reserve the right to remove you as a member from our website if you; a) unsubscribe from our correspondence b) after your initial subscription period if you have unsubscribed through PayPal. c) for any other reason which we deem as a conflict of interest or detrimental to the publication etc of the magazine or our other organisations or of any of the staff involved in any project under Lifetherapy UK Coaching or Life Magazine.

6.2 Your yearly membership is based on an automatic renewal process unless you cancel prior to the expiry date of your new subscription. You should cancel your subscription directly through PayPal or the website. Please note that PayPal does not send reminders so you should make a note of your subscription renewal date.

 6.3 Your subscription is solely your responsibility and will not be cancelled by us unless we do so based on our right to refuse membership and to remove any member from our site. 


Cancellation Rights and Refunds 

7.1 You have the right to cancel within 14 days of payment as per the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 which means once you subscribe for the year, you will receive your first magazine on the 1st day of the following month and for 11 months after that.

7.2 Full or partial refunds will only be given where the product or service provided by us is found to be defective. 

7.3 Refunds will not be given where we are unable to replicate the issue or the issue stems from the user or their equipment. 

7.4 In the case of a defective service we reserve the right to offer an additional free period of service or issue a partial or full refund at our sole discretion. 

7.5 Where a refund is offered and accepted by you it will be made within ten working days of receiving your acceptance of a refund. 

7.6 You may only receive a refund once.  Should you resubscribe at a future date, even if you cancel, you will not be entitled to a refund as you will be deemed to have had sufficient knowledge of our product and its contents to know what you are paying for.


8. Content Submission 

8.1 Where we allow content submission to the magazine the views expressed by any writer within the magazine or on the website are their own and not those of Life  Magazine. 

8.2 As a user you agree not to do any of the following: 

8.2.1 Abuse, harass, threaten, stalk, defame or in any way seek to violate the rights of another user or third party or staff. 

8.2.2 Publish or seek to distribute any material or information that is unlawful, harmful, obscene, indecent, libellous, profane, defamatory, racist, or in any other way inappropriate or objectionable. 

8.2.3 Use or harvest data provided by other users in a way that they would object to. 8.2.4 Contact other users in ways they may find inappropriate. 

8.2.5 Encourage illegal activity or activity that violates the rights of other users or third parties, whether individuals or organisations. 

8.2.6 Supply or post content calculated to deliberately mislead other users or third parties, including content falsely made to appear from or be endorsed by us. 

8.2.7 To pose as another user, third party or organisation or one of our employees for the purposes of obtaining user or third party information. 

8.2.8 To transmit or transfer any viruses, trojans, worms or any other malicious programs or code intended to spy on, gain control over, disrupt, destroy or in any other way impair any computer hardware or software or any other equipment. 

8.2.9 Attempt to gain access to our servers or other equipment in order to disrupt, impair, overload or otherwise hinder or compromise the safety, security or privacy of any of the services provided by or relied upon by us and other users. 

8.2.10 Reframe, repurpose the website or any content on it or remove or obscure any notices or advertising provided by us on the website. 

8.2.11 Load or provide access to content on the website or link to other content from the website, which infringes the trademark, patent, trade secret or any other proprietary right of a third party or infringes any intellectual property law. 

8.2.12 Make commercial posts or comment spam or attempt to disguise such spam as content. 

8.2.13 Send junk or spam email or emails or posts promoting pyramid schemes, chain letters or any other activity that invites users and others to participate in wasting their time and/or money. 

8.2.14 Use any robot, spider, scraper or other technical means to access the website or content on the website. 

8.2.15 Submit content that is in direct conflict of interest to Life Magazine or associated businesses including products or services to the website or any group activity under the same name. You shall be asked to refrain from posting this content on any Life Magazine platforms included but not limited to social media accounts, website, groups, pages. If you breach this, you will be removed from the group and the website and all accounts related to it. 

8.3 If you breach these Terms and Conditions by sending any unsolicited bulk email, (spam) or any other bulk communications to users your actions will cause harm to us and our website. Such harm is difficult to quantify and as such you agree to pay us the sum of £50 for each and every individual email or other communication sent to a user or third party. 

8.4 By submitting your payment and request to join Life Magazine, you are agreeing to treat all information you receive confidentially. 

8.5 You agree that you will not share the magazine or any of its content with anyone. Each edition is provided solely to paying members and anyone found sharing this content without our clear and written permission in any format, will forfeit their membership and will not be entitled to any refund.  Further action may also be taken.  Any business wishing to advertise their articles in our magazine can ask for a partially blurred out version to use for purposes of advertising only. 

8.5 by joining Life Magazine, you are agreeing to uphold our ethos and that of the values of the Founder which are integrity, honesty, trust and confidentiality. This is including plagiarism, copying of any kind including ideas, and any unlawful or deceitful behaviour. The above list is not intended to be exhaustive. 


9. Content Ownership 

9.1 As a user you retain all ownership rights to content provided by you and only you. 

9.2 By submitting, posting or displaying your content in the magazine or on our website (once published) you agree to grant a non-exclusive royalty-free licence to us to use, modify, publicly perform, publicly display, reproduce and distribute such content on the website. This allows us to place your content on the website and let all users view your content. It also allows us to compress or alter the size of any files you may post onto the Site to ensure that they can be readily displayed for other users. This may also include printed documents, media, editorial coverage, video, photographs etc. Members who do not wish for their image to be used in this manner must notify us in writing. 

9.3 As you have submitted your article on an exclusive licence for 12 months you as a user are free to provide your content to other websites or other parties outside of this period. 

9.4 This licence is royalty-free, which means that the content is provided free of charge to us and we will not pay for the content or account for any advertising revenue generated on the website or on any specific content pages. 

9.5 This licence is also sub-licensable, which means that our partners and affiliates can also use the content. 

9.6 This licence also applies worldwide because the website can be accessed from anywhere in the world, at any time. Life Magazine is controlled, operated and administered by Life Magazine and its suppliers from its offices within the United Kingdom. If you access Life Magazine from a location outside the United Kingdom, you are responsible for compliance with any appropriate local laws that may apply. 

9.7 Also as part of the licence you warrant that any content provided by you does not belong to a third party whose rights have been violated by the content being posted on to the website. Furthermore, if any content is owned by a third party you agree to pay all royalties owed to that party, without seeking any contribution from us. 


10. Content Monitoring - Users can freely add content to the website through the forms. All content will be monitored on the site and should be adhered to as above. 


11. Suspension or Termination 

11.1 We reserve the right to remove (with or without notice) content and suspend or terminate (with or without notice) the account of any user who in our sole judgement is in breach of these Terms and Conditions. 

11.2 If a customer account is suspended the suspension the length of the suspension period and any reactivation will be at our sole discretion. 


12. Access  - We take all reasonable steps to ensure the website is available and functioning fully at all times. However, we do not accept any responsibility for "down-time" or poor performance of our fileservers or where the website or any associated service is unavailable for any reason, whether within or outside our direct control. 


13. Benefits 

13.1 All benefits offered are at the sole discretion of us and can be changed at any time. 


14. Disclaimer 

14.1 We are not responsible for the accuracy of any content on the website nor any advertisements placed in the magazine or on the website, or any visibility, exposure, business growth etc in line with any benefits offered on our website 

14.2 We are not responsible for any links to third party websites from our website and the inclusion of any link does not imply an endorsement of a third-party website by us. 


15. Customer Complaints - We endeavour to respond to all customer complaints or queries within seven working days. If your complaint is consistently about something which is covered in these terms and conditions, we will respond no more than once to your query, directing you back to these terms. 


16. Privacy - We take your privacy seriously. We are registered under and comply with the General Data Protection Regulation (GDPR). For further details please see our Privacy Policy. 


17. Events outside our control - We shall not be liable for delay or failure to perform any obligation under these Terms & Conditions if the delay or failure is caused by any circumstances beyond our reasonable control, including, but not limited to, acts of god, war, civil disorder or industrial dispute. 


18. Licence 

18.1 We grant you a licence to access the content, information and services contained within our website for viewing use only. 

18.2 This licence does not allow you to make our website available via an intranet, where our website or a substantial part of it is hosted locally on the intranet in question. 18.3 Our website design, layout, content or text cannot be copied, edited or otherwise manipulated without our express prior written permission. 

18.4 Our website cannot be placed within the frame-set of another website. 

18.5 Third parties are not allowed to “deep link” to pages within our website, without our express prior written permission. All links (unless expressly permitted by us) should be to the main index page of our website. Furthermore, the content of such links, whether graphic or text should not be misleading, false, derogatory or in any other way offensive. 18.6 The restriction on “deep linking” does not apply to affiliate partners who wish to send customers directly to a particular page or product in order to increase their affiliate sales. 


19 Copyright / Intellectual Property 

19.1 All content, databases, graphics, buttons, icons, logos, layouts and look & feel are the exclusive copyright of Life Magazine or its licensors and is protected under applicable legislation unless expressly acknowledged as otherwise or provided by a user as part of content submission. Any commercial use, including the reproduction, modification, distribution, transmission, republication, display or performance, of any content on the Website is strictly prohibited without the consent of Life Magazine. 

19.2 The data mining, extraction or utilisation of product information from our website is not permitted without our express prior written permission. 


20. Reasonably Foreseeable Losses 

20.1 We will be liable for any losses incurred by you due to breaches of these Terms & Conditions by us, where such losses were reasonably foreseeable at the time the contract was made. 

20.2 All business, indirect or consequential losses not reasonably foreseeable at the time of the contract between you and us are excluded. 

20.3 We do not exclude or limit liability for death or personal injury caused by the negligence or breach of duty by us, our employees or officers. 



21. Severability - The paragraphs, sub-paragraphs and clauses of this Agreement shall be read and construed independently of each other. Should any part of this Agreement or paragraphs, sub-paragraphs or clauses be found invalid it shall not affect the remaining paragraphs, sub-paragraphs and clauses. 


22. Waiver - Failure by us to enforce any accrued rights under these Terms & Conditions is not to be taken as or deemed to be a waiver of those rights unless we acknowledge the waiver in writing. 


23. Entire Terms & Conditions - These Terms & Conditions set out the entire agreement and understanding between you and us. We reserve the right to change these Terms & Conditions at any time, without giving notice. 


24. Jurisdiction - These Terms & Conditions shall be interpreted, construed and enforced in accordance with English law and shall be subject to the exclusive jurisdiction of the English Courts. Our Contact Details Our contact details are as follows: Life Magazine, Unit 4a, Grange Farm Units, Sawtry Way, Abbots Ripton, Cambridgeshire P28 2PH Email: lifetherapyukcoaching@gmail.com.

RETURNS & REFUNDS

The Small Print

Returns:-


You have the right to return any item within 14 days of receipt for a full refund, providing the goods are returned in a saleable condition.  

Under the Consumer Contracts Regulations, digital downloads are neither goods nor services, meaning the law is a little different. If you want to download something within 14 days of buying it (what is known as the 'cooling-off’ period), you will have to give your consent to waive the 14 day cooling-off period. 

If you do not give your consent, the 14 day cooling-off period still applies, however, you will not be able to download your digital content until this period has ended. 

This is to stop you from changing your mind after you have downloaded the content.

The cost of returning an item is the responsibility of the customer, unless the item is faulty.

We accept no responsibility or liability should returned items to us not arrive, or arrive damaged. 

If you wish to return part of a set, or package, which is sold at a lower rate than if sold separately, then any retained items will be deemed to have been sold at their full price, (as stated on our website) and any refund will be minus this cost.

The following items cannot be returned unless faulty:-

Items on sale

Personalised items

Bespoke items

PDF items which have been downloaded, even in part

Any book which has been signed by the author (you can request this by email at the time of purchase)

Please contact us at lifetherapyukcoaching@gmail.com before returning any item.

Please allow 28 days for a refund.


PRIVACY POLICY


We receive, collect and store any information you enter on our website or provide us in any other way. In addition we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile. collect customers’ data and use it once their purchase has been completed.


When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated above only.

We collect such Non-personal and Personal Information for the following purposes:

  1. To provide and operate the Services;

  2. To provide our Users with ongoing customer assistance and technical support;

  3. To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;

  4. To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 

  5. To comply with any applicable laws and regulations.

Our company is hosted on the Wix.com platform. Wix.com provides us with the online platform that allows us to sell our products and services to you. Your data may be stored through Wix.com’s data storage, databases and the general Wix.com applications. They store your data on secure servers behind a firewall.  


All direct payment gateways offered by Wix.com and used by our company adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail.

Cookie Name

Purpose

Duration

Cookie Type

XSRF-TOKEN

Used for security reasons

Session

Essential

hs

Used for security reasons

Session

Essential

svSession

Used in connection with user login

2 years

Essential

SSR-caching

Used to indicate the system from which the site was rendered

1 minute

Essential

_wixCIDX

Used for system monitoring/debugging

3 months

Essential

_wix_browser_sess

Used for system monitoring/debugging

session

Essential

consent-policy

Used for cookie banner parameters

12 months

Essential

smSession

Used to identify logged in site members

Session

Essential

TS*

Used for security and anti-fraud reasons

Session

Essential

bSession

Used for system effectiveness measurement

30 minutes

Essential

fedops.logger.sessionId

Used for stability/effectiveness measurement

12 months

Essential

wixLanguage

Used on multilingual websites to save user language preference

12 months

Functional

If you don’t want us to process your data anymore, please contact us at lifetherapy@hotmail.co.uk

The following links explain how to access cookie settings in various browsers:


To opt out of being tracked by Google Analytics across all websites, visit this link: http://tools.google.com/dlpage/gaoptout.

policy for our customers. Read the following sections to find out more about how we ship or exchange products, or about how we secure your personal data. Please don’t hesitate to contact us if you have any questions!

GDPR STATEMENT:


We take data protection and your privacy very seriously. We will only collect, use, and store your personal data in accordance with the General Data Protection Regulation (GDPR) and other relevant laws and regulations.


We will only collect and process the personal data necessary to provide our services to you. We will never sell or share your personal data with third parties unless we are required to do so by law or we have obtained your explicit consent.


We will take all reasonable steps to ensure that your personal data is accurate, up-to-date, and secure. We will also ensure that any third-party processors we use to store or process your personal data meet the same standards of security and data protection.


If you have any questions or concerns about how we collect, use, or store your personal data, please contact us using the details provided below.


GDPR POLICY:


1. DATA COLLECTION: We will only collect the personal data necessary to provide our services to you. This may include your name, contact details, and any other information required to provide our services.


2. DATA PROCESSING: We will only process your personal data for the purpose for which it was collected, and we will always ensure that any processing is lawful, fair, and transparent.


3. DATA STORAGE: We will store your personal data securely and only for as long as necessary to provide our services to you. We will also ensure that any third-party processors we use to store or process your personal data meet the same standards of security and data protection.


4. DATA SUBJECT RIGHTS: You have the right to access, correct, or delete your personal data at any time. You also have the right to object to the processing of your personal data, to restrict the processing of your personal data, and to request the transfer of your personal data to another data controller. If you wish to exercise any of these rights, please contact us using the details provided below.


5. DATA BREACHES: We have implemented appropriate technical and organisational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure or access. However, in the event of a data breach, we will notify the Information Commissioner's Office (ICO) and any affected individuals within 72 hours.


If you have any questions or concerns about our GDPR policy or how we collect, use, or store your personal data, please contact us using the details provided below.


CONTACT DETAILS: lifetherapyukcoaching@gmail.com

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